These Terms and Conditions ("Terms") govern your use of the website located at bearcreekmanagement.com (the "Site") operated by Bear Creek Management LLC ("Bear Creek Management," "we," "us," or "our"), a direct business lender with offices at 2805 Blaine St, Suite 130, Caldwell, ID 83605.
By accessing or using our Site, submitting an inquiry, or otherwise engaging with our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site or services.
Bear Creek Management LLC is a direct business lender offering working capital loans, equipment financing, revenue-based financing, small business loans, commercial vehicle financing, and business expansion funding to eligible business borrowers. We are not a bank, a mortgage lender, or a consumer lender. All products are business lending products only.
Submission of an inquiry or contact form does not constitute an application for credit or a commitment to lend. All funding decisions are subject to credit review, underwriting, and approval by Bear Creek Management at its sole discretion.
Our services are available to:
Bear Creek Management does not offer consumer loans, personal loans, or residential mortgage products. Use of this Site for consumer lending purposes is not permitted.
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit anyone else's use of the Site. You may not:
By opting in to SMS communications from Bear Creek Management LLC, you agree to the SMS terms below. Consent to receive SMS messages is NOT a condition of purchase or of receiving any lending product or service.
Bear Creek Management LLC offers an SMS/text message communication program for opted-in users. Messages may include information about our financial products, funding opportunities, updates on your inquiry, and other business communications relevant to our services.
You may opt in to receive SMS messages from Bear Creek Management LLC by checking the SMS consent checkbox on our contact form and providing your mobile number. By opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Bear Creek Management LLC, sent using an automated telephone dialing system (ATDS).
You may opt out of SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message. You will not receive further SMS messages unless you opt back in. Consent is NOT a condition of purchase.
For assistance with our SMS program, reply HELP to any message, or contact us directly at michael@bearcreekmanagement.com.
Our SMS program is available on most major U.S. wireless carriers. Carrier availability may vary. Bear Creek Management LLC is not liable for delayed or undelivered messages.
The content on this Site — including text, graphics, logos, images, and software — is the property of Bear Creek Management LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Bear Creek Management does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
Information on this Site regarding lending products, rates, and terms is subject to change without notice and does not constitute a binding offer or commitment to lend.
To the fullest extent permitted by applicable law, Bear Creek Management LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this Site or our services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claims arising from use of this Site shall not exceed $100.
You agree to indemnify and hold harmless Bear Creek Management LLC, its principals, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of this Site, your violation of these Terms, or your violation of any third party's rights.
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.
Our Site may contain links to third-party websites. These links are provided for convenience only. Bear Creek Management LLC has no control over the content or practices of those sites and accepts no responsibility for them or for any losses or damages that may arise from your use of them.
These Terms shall be governed by and construed in accordance with the laws of the State of Idaho, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Canyon County, Idaho.
We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
For questions about these Terms and Conditions, please contact us:
Bear Creek Management LLC
Attn: Michael Hanson
2805 Blaine St, Suite 130
Caldwell, ID 83605
Email: michael@bearcreekmanagement.com